2021年三季度到2025年三季度，宝钢股份、包钢股份的营收年复合增速均为个位数负值，净利润增速更是大幅下滑（宝钢-22%，包钢-50%），包钢还出现过两年亏损。
（一）被保险人违反保证条款对海上保险事故的发生没有影响；
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